TERMS OF USE, PRIVACY POLICY & LEGAL DISCLOSURES
Effective Date:
Welcome to The Real Estate Deal Room By Home Loans Network, a media, education, and marketing platform owned and operated by:
Ebonie Beaco | Mortgage Strategist | NMLS #2389954
Home Loans Network – Powered by Loan Factory, Inc.
By accessing or using this Website, you agree to the following Terms, Privacy Policy, and Legal Disclosures.
1. PURPOSE OF THIS WEBSITE
This Website is designed as a comprehensive real estate and mortgage education platform that provides insights into home financing, real estate investing strategies, home equity solutions, and current market trends. The content, tools, calculators, and resources provided are intended to educate and inform homeowners, real estate investors, and industry professionals while also offering access to mortgage-related services and consultations.
2. NO FINANCIAL, LEGAL, OR TAX ADVICE
All content on this Website is provided for educational and informational purposes only.
- This is not financial advice
- This is not legal advice
- This is not tax advice
You should consult with a licensed mortgage professional, financial advisor, CPA, or real estate attorney before making any financial or investment decisions.
3. MORTGAGE LICENSING DISCLOSURE
Ebonie Beaco operates under:
Home Loans Network – Powered by Loan Factory, Inc.
NMLS #2389954
Licensed in:
- Alabama
- Arkansas
- California
- Florida
- Georgia
- Illinois
- Indiana
- Kentucky
- Michigan
- Missouri
- Virginia
Not all loan programs are available in all states. All loans are subject to credit approval, underwriting guidelines, and property eligibility.
4. LEAD GENERATION & COMMUNICATION CONSENT
By submitting your information through this Website, including forms, scheduling links, downloads, or inquiries, you agree to be contacted via:
- Phone
- Text message (SMS)
This communication may include mortgage-related information, market updates, educational content, and promotional offers.
You understand that:
- Consent is not required to obtain a loan
- Message and data rates may apply
- You may opt out at any time
5. PRIVACY POLICY
We respect your privacy and are committed to protecting your personal information.
Information We Collect
- Name
- Email address
- Phone number
- Property or financial details (if voluntarily submitted)
- IP address and browser/device data
How We Use Your Information
- Respond to inquiries and consultation requests
- Provide mortgage and real estate information
- Deliver educational and marketing content
- Improve Website performance and user experience
Data Protection
We implement reasonable safeguards to protect your information. However, no system is completely secure.
Third-Party Services
We may use third-party tools such as:
- CRM systems
- Email marketing platforms
- Analytics tools
- Scheduling tools (Calendly)
These services have their own privacy policies and practices.
6. COOKIES & TRACKING TECHNOLOGIES
This Website may use cookies and tracking tools to enhance user experience, analyze traffic, and deliver relevant advertising. You can disable cookies through your browser settings.
7. AFFILIATE DISCLOSURE
Some links on this Website may be affiliate links. We may earn a commission if you purchase through these links at no additional cost to you.
We only recommend products and services that align with real estate investing, mortgage strategies, and homeowner solutions.
8. INTELLECTUAL PROPERTY
All content on this Website is the property of:
Ebonie Beaco | The Real Estate Deal Room | Home Loans Network
This includes all articles, branding, calculators, tools, graphics, and downloadable materials.
You may not copy, reproduce, distribute, or modify any content without prior written consent.
9. THIRD-PARTY LINKS
This Website may contain links to external websites or services. We are not responsible for the content, accuracy, or privacy practices of third-party platforms.
10. NO GUARANTEE OF RESULTS
We do not guarantee loan approval, rates, investment performance, or financial outcomes. Results vary based on credit profile, income, experience, and market conditions.
11. LIMITATION OF LIABILITY
We are not liable for any financial losses, investment decisions, or damages resulting from the use of this Website. Use of this Website is at your own risk.
12. USER RESPONSIBILITIES
You agree not to submit false information, attempt unauthorized access, or use the Website in any unlawful manner.
13. EDUCATIONAL & MARKETING DISCLAIMER
The Real Estate Deal Room is a media, education, and marketing platform designed to provide insights and strategies. It does not provide underwriting decisions or guarantee financing approval.
14. FAIR HOUSING STATEMENT
We fully comply with the Fair Housing Act and do not discriminate based on race, color, religion, sex, disability, familial status, or national origin.
15. EQUAL CREDIT OPPORTUNITY ACT (ECOA)
We comply with all federal lending laws. All applicants are evaluated based on creditworthiness and financial qualifications.
16. MODIFICATIONS TO TERMS
We reserve the right to update these Terms at any time. Changes are effective immediately upon posting.
17. GOVERNING LAW
These Terms are governed by applicable federal laws and state regulations.
18. CONTACT INFORMATION
Ebonie Beaco
Mortgage Strategist | NMLS #2389954
Home Loans Network – Powered by Loan Factory, Inc.
📞 312-392-0664
🌐 www.HomeLoansNetwork.com
19. BRAND DISCLOSURE
“The Real Estate Deal Room” is a marketing and educational brand operated by Ebonie Beaco. Mortgage services are provided through licensed entities in accordance with NMLS regulations.
